FREQUENTLY ASKED QUESTIONS

Businesses of all sizes qualify, especially those experiencing cash flow challenges. Companies that receive large orders but lack the immediate funds to fulfil them are ideal candidates. 

The minimum funding threshold is R250 000 and there is no Maximum.

Interest rates start at 10% and may increase. The final rate quoted will depend on several factors, including the project’s scope, the order’s profitability, complexity, supplier lead times, and the end user’s payment terms.

For supply deals , where no service or installation is required, the approval process can vary but typically takes anywhere from 3 – 5  days, depending on the complexity of the order and the thoroughness of the documentation provided.

For projects with extensive scopes, such as construction-related or service orders, additional days may be necessary due to extra due diligence requirements. Our motto is to create a positive client experience, and we allocate adequate resources to expedite the process.

  • Purchase Order or Signed Appointment letter
  • Supplier Quotation
  • Company Registration Document
  • Page with scope in the RFQ (NB not the RFQ Doc) / Priced BOQ
  • Recent complete CSD report which must not be more than 7 days old, and it should not be a summary report. 

After verifying the suppliers, we will make an EFT payment to them. We coordinate all delivery logistics with the supplier to ensure timely and efficient deliveries. Throughout the entire process, we will maintain communication with both your business and the supplier to ensure transparency and effectiveness.

Repayment typically occurs once your PO issuer pays for the order. Beyond JV will deduct the funded amount and any associated interest as per the signed loan agreement, and the remaining balance will be transferred to your business account. No hidden charges are applied, we value transparency to ensure clear communication and trust between all parties involved.

  • Sub-contracts: We do not fund sub-contracts unless:
    • The PO issuer pays the subcontractor directly, or
    • The main contractor is a blue-chip company.
  • Asset Finance
  • Full Scale Construction Deals: We do not fund full-scale construction deals, but we do fund:
    • Road construction
    • Stormwater and sewer projects
    • Water reticulation
    • Pump station projects
    • Concrete constructions
    • Fencing
    • Paving or renovations
  • Clients with an ABSA Bank Account: The client must be willing to open an FNB account.

Invoice Discounting Applications with Overdue Invoices